We offer the following services for individuals, families, and businesses:
Retirement Planning

Will you be able to retire when you want? Will you have adequate retirement resources saved? Are you at risk of outliving your retirement savings? Will you be able to maintain the standard of living you want at retirement? Call or email us today and see how we can help you determine if your current retirement plan is on track to be everything you need it to be to ensure financial security.

Investment Planning

There are effective investment strategies and principles that can help you formulate a solid investment plan based on your risk tolerance, time horizon, and goals. Is your current investment plan performing up to your expectations? Call or email us today and we’ll help you find out.


An annuity is a financial product that, when annuitized, guarantees a series of payments, usually for life. Annuities protect against living “too long” or outlasting your wealth.

Annuities may be a great alternatives to low yielding CD’s. In the period of accumulating or growing wealth, many annuity products offer guaranteed rates and/or floors your principal will not fall below.

CDs are FDIC insured and offer a fixed rate of return if held to maturity. Annuities are not FDIC insured. Annuities are long-term, tax-deferred investment vehicles designed for retirement purposes. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Withdrawals made prior to age 59 1/2 are subject to the 10% IRS penalty tax. Surrender charges apply. Guarantees are based on the claims paying ability of the issuing insurance company.

With access to the world of annuities, we can help connect you to an annuity that suits your particular financial situation. Call or email us today to set up a no-obligation consultation.

IRA & 401(k) Plans
Do you have an old IRA or 401(k) plan you’ve been neglecting? Are you aware of how it’s performed, the available investment lineup, or any potential fees?

We can help you explore all of your IRA and 401(k) options to determine what may be best for you. Call or email us today to discuss your options.

Mutual Funds
Call or email us today to discuss your options.

Managed Accounts

Managed accounts are investment portfolios developed specifically for you based on your investment objective and goals. They are continually managed by your hired money manager.

Our managed account strategies are fee based, not transaction based, seeking to make the most of the personalized portfolio guidance we provide. Call or email us today to see how we can help maximize your portfolio performance.

Life Insurance

Insurance is an important part of a strong financial plan. It provides peace of mind and financial security to those dependent on your income in the event of your death.

Many people underestimate their insurance needs. We can help you evaluate important factors that determine your need and find the most competitive rates for you. Start with our life insurance needs calculator and then call or email us today to see how we can help provide you with additional peace of mind.

Long-Term Care Insurance

Long-term care insurance is designed to cover long-term service and support costs beyond a predetermined period. Common costs for assistance with activities of daily living such as bathing, dressing, or eating may be covered with a long-term care policy.

The many factors that influence the cost of long-term care make it an important consideration in protecting assets. We can help you find the most competitive product specific to your financial situation. Call or email us today to get started.

Medicare Supplemental Plans

Medicare Supplemental Plans, or Medigap plans as they are sometimes called, fill in the gaps in coverage excluded from Original Medicare plans. These gaps are usually deductibles, coinsurance, and copayments.

There are several Medicare Supplemental plans available to choose from. We can help you understand which is best for you and help you find the most competitive offering. Call or email us today for more information.

Medicare Advantage Plans

Medicare Advantage Plans are offered through private companies that contract with Medicare and provide all of your Part A and Part B benefits. Many Medicare Advantage Plans also offer prescription drug coverage and may offer additional coverage such as vision, hearing, and/or dental coverage.

There are many Medicare Advantage Plans available to choose from. We can help you understand which is best for you and help you find the most competitive offering. Call or email us today for more information.

Estate Planning

Having an estate plan in place will make sure that your assets are passed on to your intended heirs/beneficiaries.

Navigating through all of the regulations can be time consuming and confusing. Call or email us today to find out how we can make it easier by coordinating with you and your tax and legal professionals.

Tax Planning

Understanding the various tax implications and strategies available should be a strong consideration in your financial plan. Some products grow tax deferred or even tax free. Minimizing your tax liability allows you to keep more of your money. Call or email us today to learn if you taking advantage of all you can.